I can't beat that. It's a very good rate. I can do 4.49 on 3yrs plus 1200$
for the notary plus a home equity line of credit.
On Tue, Oct 29, 2024, 3:27 p.m. Timothy Thomas <tt@thekey.com> wrote:
> 3 years 4.09 - no change to amortization but I would add a Heloc.
>
> On Tue, Oct 29, 2024 at 3:17 PM Rasha Bakly <rbakly@gmail.com> wrote:
>
>> Ask them for a 3 yr fixed. You don't want 5 yrs.
>>
>> Also did you want to re amortization the loan to shrink your payments or
>> leave the amortization as is?
>>
>>
>>
>> On Tue, Oct 29, 2024, 2:44 p.m. Timothy Thomas <tt@thekey.com> wrote:
>>
>>> Hi Rasha,
>>>
>>> I've been offered 4.04 on a 5 year fixed by National.
>>>
>>> On Tue, Oct 29, 2024 at 2:39 PM Rasha Bakly <rbakly@gmail.com> wrote:
>>>
>>>> Ok, let me know as soon as they get back to you.
>>>>
>>>>
>>>> *Rasha Bakly*
>>>>
>>>> Courtier Hypothécaire / Mortgage Broker
>>>>
>>>> *Tél.: (514) 944-1551* Fax.: (438) 896-7541
>>>> *rbakly@multi-prets.ca* <rbakly@multi-prets.ca>
>>>>
>>>> 525 Viger Ouest, Suite 502, Montréal, Québec, H2Z 0B2
>>>> <https://www.google.com/maps/search/525+Viger+Ouest,%0D%0ASuite+502,+Montr%C3%A9al,+Qu%C3%A9bec,+H2Z+0B2?entry=gmail&source=g>
>>>>
>>>> Rasha Bakly - Mortgage Broker at Multi-Prêts Mortgages in Kirkland, QC
>>>> <https://www.multi-prets.com/en/mortgage-broker/rasha-bakly/>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>> On Mon, Oct 28, 2024 at 9:15 AM Timothy Thomas <tt@thekey.com> wrote:
>>>>
>>>>> I should get a rate update this week. They were waiting for the BOC
>>>>> rate cut.
>>>>>
>>>>> My renewal date is Dec 1
>>>>>
>>>>> On Sat, Oct 26, 2024 at 7:09 PM Rasha Bakly <rbakly@gmail.com> wrote:
>>>>>
>>>>>> Hi Tim. Any news from National Bank?
>>>>>>
>>>>>>
>>>>>>
>>>>>> *Rasha Bakly*
>>>>>>
>>>>>> Courtier Hypothécaire / Mortgage Broker
>>>>>>
>>>>>> *Tél.: (514) 944-1551* Fax.: (438) 896-7541
>>>>>> *rbakly@multi-prets.ca* <rbakly@multi-prets.ca>
>>>>>>
>>>>>> 525 Viger Ouest, Suite 502, Montréal, Québec, H2Z 0B2
>>>>>> <https://www.google.com/maps/search/525+Viger+Ouest,%0D%0ASuite+502,+Montr%C3%A9al,+Qu%C3%A9bec,+H2Z+0B2?entry=gmail&source=g>
>>>>>>
>>>>>> Rasha Bakly - Mortgage Broker at Multi-Prêts Mortgages in Kirkland, QC
>>>>>> <https://www.multi-prets.com/en/mortgage-broker/rasha-bakly/>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> On Sat, Oct 5, 2024 at 10:15 AM Rasha Bakly <rbakly@gmail.com> wrote:
>>>>>>
>>>>>>> Or Tuesday around lunch time if you prefer. Let me know:)
>>>>>>>
>>>>>>> On Sat, Oct 5, 2024, 10:14 a.m. Rasha Bakly <rbakly@gmail.com>
>>>>>>> wrote:
>>>>>>>
>>>>>>>> Hi Tim. Sorry for the delay. Can we schedule a call on Tuesday
>>>>>>>> morning around 830?
>>>>>>>>
>>>>>>>>
>>>>>>>>
>>>>>>>>
>>>>>>>> On Mon, Sep 30, 2024, 9:11 a.m. Timothy Thomas <tt@thekey.com>
>>>>>>>> wrote:
>>>>>>>>
>>>>>>>>> All is well thanks! Things went well with National however my
>>>>>>>>> friend is no longer there so it's unlikely I'll get the most competitive
>>>>>>>>> rate from them now.
>>>>>>>>>
>>>>>>>>> I haven't received any offers. Also I have two mortgages coming
>>>>>>>>> due in the next 4-5 months. My St-Laz home and a condo I purchased in
>>>>>>>>> Tremblant.
>>>>>>>>>
>>>>>>>>> Friday morning would work for a call.
>>>>>>>>> Thanks
>>>>>>>>>
>>>>>>>>> On Thu, Sep 26, 2024 at 9:59 PM Rasha Bakly <rbakly@gmail.com>
>>>>>>>>> wrote:
>>>>>>>>>
>>>>>>>>>> Hi Tim! How's it going? Long time no talk! So nice to hear from
>>>>>>>>>> you!
>>>>>>>>>>
>>>>>>>>>> How have things been going with National?
>>>>>>>>>>
>>>>>>>>>> We could schedule an appt next week, Thursday or Friday?
>>>>>>>>>>
>>>>>>>>>> Let me know what works best.
>>>>>>>>>>
>>>>>>>>>> Did National Bank make you any offers yet?
>>>>>>>>>>
>>>>>>>>>> On Thu, Sep 26, 2024, 1:08 p.m. Timothy Thomas <tt@thekey.com>
>>>>>>>>>> wrote:
>>>>>>>>>>
>>>>>>>>>>> Hi Rasha,
>>>>>>>>>>>
>>>>>>>>>>> I hope you're doing well. My mortgage renewal is coming due in
>>>>>>>>>>> November. The loan is currently held with National Bank. I'd like to begin
>>>>>>>>>>> looking at our options.
>>>>>>>>>>>
>>>>>>>>>>> Can you assist?
>>>>>>>>>>> Thanks!
>>>>>>>>>>>
>>>>>>>>>>> --
>>>>>>>>>>>
>>>>>>>>>>> *Tim Thomas*
>>>>>>>>>>> Head of Midwest & Canada Divisions | *TheKey*
>>>>>>>>>>> Mobile: 514.591.9387
>>>>>>>>>>> [image: TheKey] <https://www.thekey.com/>
>>>>>>>>>>>
>>>>>>>>>>