--0000000000002d2ea0062cb4865d Content-Type: text/plain; charset="UTF-8" Content-Transfer-Encoding: quoted-printable That=E2=80=99s fine. Could you add some language to cover this? Thanks Will Reid Partner * Please note my email has changed: * wreid@thekey.com 513-707-2304 TheKey.com [image: TheKey] On Mon, Jan 27, 2025 at 12:55=E2=80=AFPM Steve Koyanagi wrote: > Hi Will, > > Based on additional review of how broad the Ohio law is, it is our > assessment that it likely prohibits providing any compensation for a > referral if the client is paying by long-term care insurance. The safe > route is to exclude them from potential referrals. > > Happy to jump on a call to discuss further if needed. > > > > On Mon, Jan 27, 2025 at 9:51=E2=80=AFAM Will Reid wrot= e: > >> Steve, >> Do you have an update? >> >> Thanks >> >> >> Will Reid >> Partner >> * Please note my email has changed: * >> wreid@thekey.com >> 513-707-2304 >> TheKey.com >> [image: TheKey] >> >> >> On Thu, Jan 16, 2025 at 12:42=E2=80=AFPM Steve Koyanagi >> wrote: >> >>> I'll leverage some resources to see if we can get a more definitive >>> answer. I'll be in touch when we know more. >>> >>> On Thu, Jan 16, 2025 at 9:38=E2=80=AFAM Will Reid wr= ote: >>> >>>> I'd prefer to keep LTCi clients in the agreement. Is it possible to ge= t >>>> a definitive answer? If not we should exclude it. I don't want to put = an >>>> Ambassador at risk. >>>> >>>> Thanks, >>>> >>>> Will Reid >>>> Partner >>>> * Please note my email has changed: * >>>> wreid@thekey.com >>>> 513-707-2304 >>>> TheKey.com >>>> [image: TheKey] >>>> >>>> >>>> On Thu, Jan 16, 2025 at 12:27=E2=80=AFPM Steve Koyanagi >>>> wrote: >>>> >>>>> Hi Will, >>>>> >>>>> One other flag. Given the Company is looking to expand referral >>>>> networks and preferred provider arrangements in 2025 we've been doing= some >>>>> additional legal research in this area. There is potentially some ris= k in >>>>> Ohio if a referred client is using long-term care insurance as there = is an >>>>> Ohio criminal law that prohibits paying a referral fee is the service= s >>>>> are reimbursed by a "health care plan." (See Ohio Rev. Code Ann. =C2= =A7 >>>>> 3999.22(B) (creating criminal liability for offering/receiving any >>>>> remuneration for referral of goods/services reimbursable by any healt= h care >>>>> plan). Certainly, we can argue that long-term care insurance is not a >>>>> "health care plan," but this is a gray area. >>>>> >>>>> Would you have an issue excluding LTC clients from the brand >>>>> ambassador program or is this a significant revenue source? >>>>> >>>>> Let me know your thoughts and/or if you'd like to discuss via a quick >>>>> call. Thanks! >>>>> >>>>> On Thu, Jan 16, 2025 at 9:11=E2=80=AFAM Will Reid = wrote: >>>>> >>>>>> Steve, >>>>>> These are perfect! I will add our logo and start using them today. >>>>>> >>>>>> Thanks for the quick turnaround. >>>>>> >>>>>> Will Reid >>>>>> Partner >>>>>> * Please note my email has changed: * >>>>>> wrei