--0000000000003586bd05df51e050 Content-Type: text/plain; charset="UTF-8" OK, this seems fine to proceed with payment to avoid any coverage disruption. We'll let Gallagher look at this in Q1 next year as part of our broader insurance review. On Tue, May 17, 2022 at 2:32 PM Sean Cygan wrote: > Hi Brian, > > This is what our broker emailed to me. > > Sean > Frank Stigter > 2:27 PM (3 minutes ago) > to Sean > > Good Afternoon: > > > > The premium is made of a few factors: > > 1. Liability limit > 2. Gross revenue > 3. Contents value > 4. Business interruption coverage > 5. Equipment Breakdown limit > 6. Crime Coverage > > > On Tue, May 17, 2022 at 1:15 PM Sean Cygan wrote: > >> Hi Brian, >> >> I will ask our broker. >> >> SEan >> >> On Tue, May 17, 2022 at 12:41 PM Brian Scott wrote: >> >>> Sean, can you ask the broker how the premiums were determined? >>> >>> On Tue, May 17, 2022 at 12:28 PM Timothy Thomas wrote: >>> >>>> I believe the corp dev team set up this relationship. >>>> >>>> On Tue, May 17, 2022 at 3:14 PM Brian Scott wrote: >>>> >>>>> who worked with the broker? Did we provide any data that was used to >>>>> calculate the premiums? This is my first time engaging on the Canada >>>>> policies. >>>>> >>>>> On Tue, May 17, 2022 at 9:55 AM Timothy Thomas wrote: >>>>> >>>>>> They do seem high relative to our price in Montreal, which is around >>>>>> 7k, however I do not have much experience with insurance outside of Quebec. >>>>>> I'll let Brian confirm. >>>>>> >>>>>> Thanks Sean. >>>>>> >>>>>> On Tue, May 17, 2022 at 11:49 AM Sean Cygan >>>>>> wrote: >>>>>> >>>>>>> HI Tim and Brian, >>>>>>> >>>>>>> I agree as I just looked at Waterloo and Oakville and they are set >>>>>>> at the same limits. >>>>>>> >>>>>>> Is it ok to have the following invoices paid for the annual premium? >>>>>>> >>>>>>> West Vancouver - 18,074 >>>>>>> Toronto - 22,771 >>>>>>> Calgary - 10,946 >>>>>>> Winnipeg - 12,634 >>>>>>> >>>>>>> Sean >>>>>>> >>>>>>> On Mon, May 16, 2022 at 11:58 AM Timothy Thomas >>>>>>> wrote: >>>>>>> >>>>>>>> Hi Sean & Brian. >>>>>>>> >>>>>>>> I spoke with all the GMs this morning and due to our augmented >>>>>>>> staffing business in certain offices, we must maintain 5 million dollar >>>>>>>> liability coverage which is required by most facilities. As we will >>>>>>>> continue to build this service out across canada I would recommend we set >>>>>>>> this as the minimum coverage level. >>>>>>>> >>>>>>>> Thanks. >>>>>>>> Tim >>>>>>>> >>>>>>>> On Mon, May 16, 2022 at 2:38 PM Sean Cygan >>>>>>>> wrote: >>>>>>>> >>>>>>>>> Hi Brian. >>>>>>>>> >>>>>>>>> I believe so. >>>>>>>>> >>>>>>>>> Sean >>>>>>>>> >>>>>>>>> On Mon, May 16, 2022 at 11:36 AM Brian Scott >>>>>>>>> wrote: >>>>>>>>> >>>>>>>>>> Good questions. Is this for all of Canada? I can ask our >>>>>>>>>> insurance broker in the US for some input. >>>>>>>>>> >>>>>>>>>> On Mon, May 16, 2022 at 11:34 AM Sean Cygan >>>>>>>>>> wrote: >>>>>>>>>> >>>>>>>>>>> Hi Brian, >>>>>>>>>>> >>>>>>>>>>> Tim Thomas and