--000000000000025ec10628ee8e48 Content-Type: text/plain; charset="UTF-8" Content-Transfer-Encoding: quoted-printable With all the benefits y=E2=80=99all get up there, why in the world would th= ey ever need to strike? =F0=9F=98=8A Sounds good. Thanks, Tim. Best, *From:* Timothy Thomas *Sent:* Tuesday, December 10, 2024 8:54 AM *To:* Laszlo Kovacs *Cc:* eclark@thekey.com; Lisa Barker ; Treasury Team *Subject:* Re: [EXTERNAL]FW: TheKey | Microdeposit Request (*URGENT*) [C20241014BHJV6Y] As long as we can courier those checks (Canada post is on strike with no end in sight) I'm fine closing it out. On Tue, Dec 10, 2024 at 9:50=E2=80=AFAM Laszlo Kovacs wrote: I=E2=80=99d really hate to keep an account open and need to maintain the ba= nk account recon and then need to periodically fund it just to accommodate etransfer refunds. Tim =E2=80=93 Are we really that opposed to issuing check refunds to these customers? I think you said these instances of refunds are few, and sometime next year we could revert back to issuing eTransfer refunds once JPM goes live with this functionality. What do you want to do here? Thanks, *From:* eclark@thekey.com *Sent:* Monday, December 9, 2024 7:07 PM *To:* 'Laszlo Kovacs' ; 'Timothy Thomas' *Cc:* 'Lisa Barker' ; 'Treasury Team' *Subject:* RE: [EXTERNAL]FW: TheKey | Microdeposit Request (*URGENT*) [C20241014BHJV6Y] Circling back to this, did we decide what account to keep open so we can send refunds to our clients w/o relying solely on checks for a method of reimbursement? We=E2=80=99d potentially need to transfer funds from 1642 in= to the account we leave open, to this account, if we=E2=80=99ve stopped all deposi= ts, from what I understood. *From:* Laszlo Kovacs *Sent:* Tuesday, November 26, 2024 11:18 AM *To:* eclark@thekey.com; Timothy Thomas *Cc:* Lisa Barker ; Treasury Team *Subject:* RE: [EXTERNAL]FW: TheKey | Microdeposit Request (*URGENT*) [C20241014BHJV6Y] I=E2=80=99m not sure of what my recommendation would be here yet. Just that Etransfer payments from TK to any CGs won=E2=80=99t be an option anytime so= on. So, we=E2=80=99ll need to workshop that to discuss our options. *From:* eclark@thekey.com *Sent:* Monday, November 25, 2024 4:06 PM *To:* 'Laszlo Kovacs' ; 'Timothy Thomas' *Cc:* 'Lisa Barker' ; 'Treasury Team' *Subject:* RE: [EXTERNAL]FW: TheKey | Microdeposit Request (*URGENT*) [C20241014BHJV6Y] Are we talking about paying CAD CGs through the bank instead of through Workday? *From:* Laszlo Kovacs *Sent:* Thursday, November 21, 2024 8:57 AM *To:* Timothy Thomas *Cc:* Lisa Barker ; Treasury Team ; Elizabeth Clark *Subject:* RE: [EXTERNAL]FW: TheKey | Microdeposit Request (*URGENT*) [C20241014BHJV6Y] They are same day if processed by 5pm ET cutoff, but expensive. Think we pay like $25 per. *From:* Timothy Thomas *Sent:* Thursday, November 21, 2024 10:54 AM *To:* Laszlo Kovacs *Cc:* Lisa Barker ; Treasury Team ; Elizabeth Clark *Subject:* Re: [EXTERNAL]FW: TheKey | Microdeposit Request (*URGENT*) [C20241014B