--0000000000002d57d5064b2eec47 Content-Type: text/plain; charset="UTF-8" Content-Transfer-Encoding: quoted-printable Morning It is more complicated than just saying yes in BC to drive a seniors car and our caregivers have to have work insurance to drive clients in their own cars Sharon ICBC insurance follows the driver and the vehicle, meaning you are generally covered when driving someone else=E2=80=99s car in B.C.. However,= ICBC requires all regular drivers to be listed on the policy. If you are an unlisted driver and cause a crash, the owner may face significant penalties, unless they have "Unlisted Driver Protection". ICBC =E2=80=94 I= nsurance +5 Key Considerations for Driving Someone Else's Car: Coverage Extends: The owner's policy provides coverage, but it is highly recommended that you are listed as a driver if you use the car regularly. Unlisted Driver Penalty: If you are not listed and cause an accident, the owner may have to pay a penalty (Unlisted Driver Accident Premium), which can be up to 15 times the price difference of having you listed. Unlisted Driver Protection (UDP): If the owner has this, it protects them from the penalty if an occasional, unlisted driver (you) causes a crash. Claims Impact: If you are listed and cause a crash, your driving record is affected. Documentation: You do not need special permission documents to drive someone else's car, provided you have their consent. ICBC =E2=80=94 Insurance +6 Best Practic= e: Ask the owner if you are listed on their insurance policy. If not, ask them to add you or to verify they have Unlisted Driver Protection to avoid severe financial penalties in case of an accident. Here's how to find information about adding a temporary driver to an ICBC policy, or what to do if the owner does not have Unlisted Driver Protection. Lending to other drivers - ICBC What should I do? You'll be asked to list those who regularly drive your car, such as household members or employees. Find out more about listing drivers. If a ... ICBC =E2=80=94 Insurance --0000000000002d57d5064b2eec47 Content-Type: text/html; charset="UTF-8" Content-Transfer-Encoding: quoted-printable Morning It is more complicated tha= n just saying yes in BC to drive a seniors car and our caregivers have to h= ave work insurance to drive clients in their own cars=C2=A0 Sharon=C2=A0 I= CBC insurance follows the driver and the vehicle, meaning you are generally= covered when driving someone else=E2=80=99s car in B.C.. However, ICBC req= uires all regular drivers to be listed on the policy. If you are an unliste= d driver and cause a crash, the owner may face significant penalties, unles= s they have "Unlisted Driver Protection".=C2=A0 ICBC =E2=80=94 Insurance =C2=A0+5 Key Considerations for Driving Someone Else's Car: Coverage Extends: The owner's policy provides coverage, but it is highl= y recommended that you are listed as a driver if you use the car regularly. Unlisted Driver Penalty: If you are not listed a