--00000000000000405606439012cf Content-Type: multipart/related; boundary="00000000000000405606439012ce" --00000000000000405606439012ce Content-Type: multipart/alternative; boundary="00000000000000405506439012cd" --00000000000000405506439012cd Content-Type: text/plain; charset="UTF-8" Content-Transfer-Encoding: quoted-printable Dear Ms. Dragan Attached you will find the completed Temporary Help Agency Additional Information Form. The legal name of the entity is Arya Healthy Living Inc. There are two registered business names (DBAs) for this entity: TheKey and Home Care Assistance Waterloo. Documentation for both registrations is attached. Please note that Melissa Reyes has been removed from the Ontario Business Registry and Chris Gerard has been added. The supporting documentation for this change is also attached. Please let me know if you have any questions. Kind regards, On Thu, Nov 13, 2025 at 4:41=E2=80=AFPM Sean Cygan wrot= e: > Dear Ms. Dragon, > > Thank you for your email and for identifying the amendment required to th= e > Irrevocable Letter of Credit (ILOC) associated with our application for > Arya Healthy Living Inc. > > We have reviewed your feedback with our issuing bank, JPMorgan Chase Bank= , > N.A. (Toronto Branch). The bank has indicated that removing the reference > to =E2=80=9CHCA Home Care Assistance Canada Inc.=E2=80=9D would require A= rya Healthy Living > Inc. to undergo a full Know-Your-Client (KYC) process, which typically > takes 4=E2=80=936 weeks to complete and would substantially delay the lic= ensing > process. > > To expedite resolution while ensuring the security remains fully > enforceable for the benefit of the Ministry, the bank has proposed > retaining the current language in the first paragraph of the ILOC, which > reads as follows: > > =E2=80=9CFOR THE ACCOUNT HCA HOME CARE ASSISTANCE CANADA INC., 1100-1055 = West > Georgia Street, Vancouver, British Columbia, V6E 3P3 FOR AND ON BEHALF OF > ARYA HEALTHY LIVING INC., 375 University Avenue East, Unit 104, Waterloo, > Ontario, N2K 3M7 (the =E2=80=98Customer=E2=80=99)=E2=80=A6=E2=80=9D > > The bank has confirmed that this structure does *not* change the legal or > financial obligations under the Letter of Credit and that the Ministry > remains the direct beneficiary with the same right to draw on the full CA= D > $25,000 amount. The wording simply reflects the administrative banking > arrangement under which Arya Healthy Living Inc. operates its financial > accounts through its parent company. > > We would like to confirm whether the Ministry can accept this alternate > wording, given that: > > - > > The ILOC remains irrevocable, unconditional, and payable on demand to > the Ministry. > - > > The amount, beneficiary, and enforceability are unchanged. > - > > The inclusion of =E2=80=9Cfor and on behalf of Arya Healthy Living Inc= .=E2=80=9D > clearly identifies the applicant entity as the obligor. > > If this wording cannot be accepted, we will proceed with initia