--000000000000c5d969064cd97c9f Content-Type: multipart/alternative; boundary="000000000000c5d968064cd97c9e" --000000000000c5d968064cd97c9e Content-Type: text/plain; charset="UTF-8" Content-Transfer-Encoding: quoted-printable Sharing what I got from LTCi for you to explore with your teams -thanks, BA *Beth Ann Rosario* Sr Regional Director, Southeast | TheKey Mobile: 919.899.5543 ---------- Forwarded message --------- From: Jeannie Ortiz Date: Thu, Mar 12, 2026 at 4:10=E2=80=AFPM Subject: Re: LTCI by site To: BethAnn Rosario Cc: Michelle Schefter Hi BethAnn, This is a great idea and definitely worth exploring. One thing we may want to keep in mind as we review policies is that while some clients may have increased daily benefits due to inflation riders, reimbursement is often still limited by other factors. Many LTC policies also have approved Plans of Care that cap the number of reimbursable hours. Additionally, some policies have lifetime or pooled benefit limits, so increasing rates can sometimes impact how quickly those benefits are exhausted, and some policies have the option to opt out of their inflation rider. Because of that, fully maximizing riders would likely require considering a combination of the policy benefit, the authorized plan of care, and the current bill rate to identify where adjustments would actually make a difference. Prioritizing locations with higher LTC concentrations could definitely help us identify potential opportunities. Happy to help think through what that review might look like and partner on this. Thanks, Jeannie Count of Name Column Labels Row Labels AOB AOB - CC LTC Grand Total The Peninsula 10 24 34 68 East Bay 8 18 26 52 North CT 3 24 5 18 50 Newport 4 22 3 14 43 Bay Area North 6 15 22 43 South CT 1 21 1 20 43 Northern Virginia 6 9 1 25 41 Roseville 4 19 8 8 39 Boca Raton 5 16 1 16 38 Virginia Beach 7 9 1 21 38 Chicago 3 18 4 12 37 San Diego 9 7 21 37 Raleigh 1 8 2 26 37 Los Gatos 2 15 2 17 36 Nebraska 7 2 3 22 34 Atlanta 3 11 1 17 32 Central LA 2 14 16 32 Mavencare 15 1 12 28 Palm Beach (Alternative Homecare) 1 10 1 15 27 Lynchburg