Ask them for a 3 yr fixed. You don't want 5 yrs.
Also did you want to re amortization the loan to shrink your payments or
leave the amortization as is?
On Tue, Oct 29, 2024, 2:44 p.m. Timothy Thomas <tt@thekey.com> wrote:
> Hi Rasha,
>
> I've been offered 4.04 on a 5 year fixed by National.
>
> On Tue, Oct 29, 2024 at 2:39 PM Rasha Bakly <rbakly@gmail.com> wrote:
>
>> Ok, let me know as soon as they get back to you.
>>
>>
>> *Rasha Bakly*
>>
>> Courtier Hypothécaire / Mortgage Broker
>>
>> *Tél.: (514) 944-1551* Fax.: (438) 896-7541
>> *rbakly@multi-prets.ca* <rbakly@multi-prets.ca>
>>
>> 525 Viger Ouest, Suite 502, Montréal, Québec, H2Z 0B2
>> <https://www.google.com/maps/search/525+Viger+Ouest,%0D%0ASuite+502,+Montr%C3%A9al,+Qu%C3%A9bec,+H2Z+0B2?entry=gmail&source=g>
>>
>> Rasha Bakly - Mortgage Broker at Multi-Prêts Mortgages in Kirkland, QC
>> <https://www.multi-prets.com/en/mortgage-broker/rasha-bakly/>
>>
>>
>>
>>
>>
>> On Mon, Oct 28, 2024 at 9:15 AM Timothy Thomas <tt@thekey.com> wrote:
>>
>>> I should get a rate update this week. They were waiting for the BOC rate
>>> cut.
>>>
>>> My renewal date is Dec 1
>>>
>>> On Sat, Oct 26, 2024 at 7:09 PM Rasha Bakly <rbakly@gmail.com> wrote:
>>>
>>>> Hi Tim. Any news from National Bank?
>>>>
>>>>
>>>>
>>>> *Rasha Bakly*
>>>>
>>>> Courtier Hypothécaire / Mortgage Broker
>>>>
>>>> *Tél.: (514) 944-1551* Fax.: (438) 896-7541
>>>> *rbakly@multi-prets.ca* <rbakly@multi-prets.ca>
>>>>
>>>> 525 Viger Ouest, Suite 502, Montréal, Québec, H2Z 0B2
>>>> <https://www.google.com/maps/search/525+Viger+Ouest,%0D%0ASuite+502,+Montr%C3%A9al,+Qu%C3%A9bec,+H2Z+0B2?entry=gmail&source=g>
>>>>
>>>> Rasha Bakly - Mortgage Broker at Multi-Prêts Mortgages in Kirkland, QC
>>>> <https://www.multi-prets.com/en/mortgage-broker/rasha-bakly/>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>> On Sat, Oct 5, 2024 at 10:15 AM Rasha Bakly <rbakly@gmail.com> wrote:
>>>>
>>>>> Or Tuesday around lunch time if you prefer. Let me know:)
>>>>>
>>>>> On Sat, Oct 5, 2024, 10:14 a.m. Rasha Bakly <rbakly@gmail.com> wrote:
>>>>>
>>>>>> Hi Tim. Sorry for the delay. Can we schedule a call on Tuesday
>>>>>> morning around 830?
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> On Mon, Sep 30, 2024, 9:11 a.m. Timothy Thomas <tt@thekey.com> wrote:
>>>>>>
>>>>>>> All is well thanks! Things went well with National however my friend
>>>>>>> is no longer there so it's unlikely I'll get the most competitive rate from
>>>>>>> them now.
>>>>>>>
>>>>>>> I haven't received any offers. Also I have two mortgages coming due
>>>>>>> in the next 4-5 months. My St-Laz home and a condo I purchased in
>>>>>>> Tremblant.
>>>>>>>
>>>>>>> Friday morning would work for a call.
>>>>>>> Thanks
>>>>>>>
>>>>>>> On Thu, Sep 26, 2024 at 9:59 PM Rasha Bakly <rbakly@gmail.com>
>>>>>>> wrote:
>>>>>>>
>>>>>>>> Hi Tim! How's it going? Long time no talk! So nice to hear from you!
>>>>>>>>
>>>>>>>> How have things been going with National?
>>>>>>>>
>>>>>>>> We could schedule an appt next week, Thursday or Friday?
>>>>>>>>
>>>>>>>> Let me know what works best.
>>>>>>>>
>>>>>>>> Did National Bank make you any offers yet?
>>>>>>>>
>>>>>>>> On Thu, Sep 26, 2024, 1:08 p.m. Timothy Thomas <tt@thekey.com>
>>>>>>>> wrote:
>>>>>>>>
>>>>>>>>> Hi Rasha,
>>>>>>>>>
>>>>>>>>> I hope you're doing well. My mortgage renewal is coming due in
>>>>>>>>> November. The loan is currently held with National Bank. I'd like to begin
>>>>>>>>> looking at our options.
>>>>>>>>>
>>>>>>>>> Can you assist?
>>>>>>>>> Thanks!
>>>>>>>>>
>>>>>>>>> --
>>>>>>>>>
>>>>>>>>> *Tim Thomas*
>>>>>>>>> Head of Midwest & Canada Divisions | *TheKey*
>>>>>>>>> Mobile: 514.591.9387
>>>>>>>>> [image: TheKey] <https://www.thekey.com/>
>>>>>>>>>
>>>>>>>>