--00000000000010f17705f0350ffa Content-Type: text/plain; charset="UTF-8" Based on my research, none of the former plans offered either STD or LTD. This is most likely due to the cost as such coverages are very expensive. Terence Barfield, CEBS (Compliant) Senior Manager Benefits **** Upcoming Out of Office Alert: Tuesday (12/20) & Monday (12/26) - Monday (1/2) **** On Mon, Dec 19, 2022 at 4:17 PM Timothy Thomas wrote: > Terence, > > Did any of the previous plans across Canada have STD or LTD? > > On Mon, Dec 19, 2022 at 3:32 PM Shameema Cadersaibe shameema.cadersaibe@thekey.com> wrote: > >> Hi Chuck, >> >> Totally understand and agree with you. I think we need to discuss this >> before contacting Chandani. >> >> Kind regards, >> Shameema Cadersaibe >> >> On Mon, Dec 19, 2022 at 11:53 AM Charles Terlesky > cterlesky@homecareassistance.com> wrote: >> >>> Hi All, >>> >>> @Terence To be clear, *all *Canadian employees, including myself, Tim >>> and Shameema, don't have any STD or LTD coverage? And @ Terence, to >>> clarify, you said there is no coverage for all of us for another full year? >>> >>> If I issue an STD ROE for Chandani in Canada, this only pays *55% of >>> your earnings up to a maximum of $638 a week. (This is not ideal for any >>> Canadian Employee).* >>> >>> @Timothy Thomas , a more profound discussion needs to >>> happen with this item, as Chandai is the first employee but won't be the >>> last. >>> >>> @Shameema Cadersaibe did you want to >>> call Chandani and let her know what is going on? >>> >>> Regards, >>> Chuck >>> >>> On Mon, Dec 19, 2022 at 12:03 PM Shameema Cadersaibe >> shameema.cadersaibe@thekey.com> wrote: >>> >>>> Hi everyone, >>>> >>>> Canada's Benefits system is totally different from the USA. If we >>>> compare The Key to other companies with the same line of service in Health >>>> Care (Canada), employees do get coverage for STD and LTD. >>>> >>>> *@ Charles and Terence* - Chandani could apply for EI Sickness >>>> benefits, however EI doesn't cover much is a downside for her since we do >>>> not currently have a matching STD plan. If she requires more time then we >>>> need to have a plan in place. >>>> >>>> Kind regards, >>>> Shameema Cadersaibe >>>> >>>> >>>> >>>> On Mon, Dec 19, 2022 at 8:51 AM Terence Barfield >>>> wrote: >>>> >>>>> USA and Canadian benefit plan offerings would be an apples-to-oranges >>>>> comparison. >>>>> For our Canadian plans, 2022 was unique in that we had to pull >>>>> together 5 different plans. >>>>> We conduct an annual review of all our benefit plan offerings each >>>>> year with any approved changes being effective the following year. >>>>> Now that we have all corporate and field support team members on the >>>>> same policy, we will have a better opportunity to consider potential >>>>> changes in the future. >>>>> I will make note of STD and LTD for consideration in our next review >>>>> which would be for benefit plan offerings in 2024. >>>>> >>>>> Terence Barfield, CEBS (Compliant